James is Managing Director for Payment Services at Cosegic Limited, a leading regulatory compliance consultancy in the UK. James is a familiar name to many in the UK payments community, specialising in payment services regulation and new firm authorisations. Before joining Cosegic, James spent 23 years’ as a regulator at the Financial Conduct Authority (FCA). During his time with the FCA, James held a number of significant roles including: Head of Passporting; Authorisations Manager; and PSD2 Accountable Executive, where he was responsible for the project to implement PSD2 into UK regulation. James was also a member of the European Banking Authority working group which developed the information requirements set out in the EBA’s authorisation ‘Guidelines’.

James represents Cosegic as a member of the Regulatory Working Group at the Payments Association; The Association of Foreign Exchange and Payment Companies (AFEP); and as a Director of The Association of Professional Compliance Consultants (APCC), where he chairs the FCA Authorisations Liaison Group.

‍