Arf is a Swiss-regulated financial platform providing settlement, liquidity, FX and treasury services to global payment companies, PSPs, institutional brokers, and their global payment partner networks. Leveraging blockchain technology and real-world-asset-backed (RWA-backed) digital assets, Arf eliminates the need for pre-funding, enabling instant settlements and real-time global money transfers. Headquartered in Switzerland as Arf Financial GmbH, a member of the VQF Financial Services Standards Association