Samee Zafar is based in the London office. He has advised some of the largest financial services organisations in Europe and North America on competitive strategy, operations and technology. His expertise covers retail banking, payment card issuing, digital payments including mobile payments, international payments and remittances, and new technologies including blockchain based systems and cryptocurrencies. He has advised on risk management covering both credit and fraud risk management. He also advises private equity companies and other investors on M & A transactions. He regularly speaks at conferences and has authored several articles and co-authored a book on payments. Previously he worked for Visa International and PwC in London and New York. Samee holds an MBA from the Cass Business School of the City University in London where he was a Commonwealth Scholar.