Visa is a global payments technology company that connects consumers, businesses, financial
institutions and governments in more than 200 countries and territories with fast, secure and
reliable electronic payments.

The company operates VisaNet, one of the world's most advanced processing networks, capable
of handling more than 65,000 transaction messages per second, with fraud protection for the
consumer and payment assurance for the merchant.

Visa is not a bank and therefore does not issue cards, provide credit or set fees and charges for
consumers. However, Visa's innovation allows its financial institutions to offer customers more
choice: pay now with a debit card, pay in advance with a prepaid card or pay later with credit
products. For more information visit www.visa.com or @visanewslatam.

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