Meet NIUM

Banco Daycoval, is a financial institution with over 50 years in the market,
specialized in credit for companies, for individuals (payroll-deductible loans
and vehicle financing), foreign exchange products (foreign trade and
remittances), funds management and investments.

Its recognition throughout the country comes from the conservative
management profile and seriousness and competence in its business
dealings. Headquartered in São Paulo (capital), the Bank has 3.035
employees distributed among the head office, 48 branches across the
country, and more than 200 service points.

Daycoval was recently recognized as one of the best companies in the
financial sector, according to the Valor 1000 ranking published by Valor
Econõmico, coming in first amoing the 20 most profitable based on return
on equity. It was also cited in the Guide 200 Large Groups of Economic Value
as one of the 20 largest in the sector, both in Revenue and Net Income.

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